3813 Harrogate DRIVE, Valrico, FL, 33596 | $529,000

Back on the market after the buyer's financing fell through. Discover true pride of ownership in this exceptional home situated on a spacious 1/3-acre corner lot in the sought-after Lithia Ridge subdivision. This beautiful 4-bedroom, 3-bath home is perfect for growing families. The neighborhood offers sidewalks, large lots, and a residents-only park with a playground and pavilion equipped with multiple picnic tables and two barbecue grills – an ideal spot for family and neighborhood gatherings. Walk or bike to Lithia Springs Elementary School or take a short bus ride to Randall Middle School and Newsome High School, all of which are A-rated schools. You’ll appreciate the big-ticket items being taken care including NEW Roof, remodeled kitchen cabinets, fresh interior and exterior paint, Pool Solar panels, Luxury flooring throughout, electric vehicle charging station in the garage, a newer water heater, and an A/C unit! This open-concept home features a formal living and dining room that greet you as you enter with beautiful hardwood flooring, beautiful views of the pool, and an expansive backyard! A spacious kitchen featuring updated white cabinets, granite countertops, tile backsplash, a center island with bar seating, and a sunny breakfast nook with sliders to the lanai overlooks the HUGE family room. The triple split floor plan offers tons of privacy to the whole family. The primary suite features luxury flooring, private access to the lanai, two walk-in closets, and a private en-suite with a soaking tub, walk-in shower, and split vanities. Two additional spacious bedrooms offer large closet space and share a bath, while a fourth bedroom at the back of the home offers privacy and convenience, with its private bath that also serves as a pool bath. The outdoor oasis, complete with ceiling fans, provides the perfect setting for relaxation and entertaining. The fenced backyard provides the perfect space for relaxation and privacy, making it the perfect place to call home! Experience the charm of a community with no CDDs, minimal traffic flow due to no through streets, and reasonable HOA fees. This gem of a home is a rare find – don't miss out on the opportunity to make it yours! View the home virtually with this link: https: //my. matterport. com/show/?m=hHJazcoPu41&mls=1

Features

  • Amenities: Park, Playground
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 90.0 x 162.0
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Traditional
  • Year Built: 1991
  • Garage: 3-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,314
  • Acreage: 0.33
  • Lot Size: 90.0 x 162.0
  • Est. Taxes: $4,346
  • HOA Fee: $198 Semi-Annually
  • Lot Desc: Cleared, Corner Lot, Landscaped, Level, Near Golf Course, Sidewalk
  • View: Trees/Woods
  • Elem. School: Lithia Springs-HB
  • Middle School: Randall-HB
  • High School: Newsome-HB
  • Pool: Heated, In Ground, Screen Enclosure, Solar Heat
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: T3498012
  • Days on Market: 202 days
  • Website: https://www.raveis.com
    /prop/T3498012/3813harrogatedrive_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/28/2024 5:17:08 PM)
Listing courtesy of SIGNATURE REALTY ASSOCIATES   Phone: 813-689-3115

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3813 Harrogate DRIVE, Valrico, FL, 33596

$529,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,200 $423,200 $423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $362 $362 $362
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,640 $2,571 $3,344
Total Monthly Payment $3,094 $3,025 $3,798

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.