Back on the market after the buyer's financing fell through. Discover true pride of ownership in this exceptional home situated on a spacious 1/3-acre corner lot in the sought-after Lithia Ridge subdivision. This beautiful 4-bedroom, 3-bath home is perfect for growing families. The neighborhood offers sidewalks, large lots, and a residents-only park with a playground and pavilion equipped with multiple picnic tables and two barbecue grills – an ideal spot for family and neighborhood gatherings. Walk or bike to Lithia Springs Elementary School or take a short bus ride to Randall Middle School and Newsome High School, all of which are A-rated schools. You’ll appreciate the big-ticket items being taken care including NEW Roof, remodeled kitchen cabinets, fresh interior and exterior paint, Pool Solar panels, Luxury flooring throughout, electric vehicle charging station in the garage, a newer water heater, and an A/C unit! This open-concept home features a formal living and dining room that greet you as you enter with beautiful hardwood flooring, beautiful views of the pool, and an expansive backyard! A spacious kitchen featuring updated white cabinets, granite countertops, tile backsplash, a center island with bar seating, and a sunny breakfast nook with sliders to the lanai overlooks the HUGE family room. The triple split floor plan offers tons of privacy to the whole family. The primary suite features luxury flooring, private access to the lanai, two walk-in closets, and a private en-suite with a soaking tub, walk-in shower, and split vanities. Two additional spacious bedrooms offer large closet space and share a bath, while a fourth bedroom at the back of the home offers privacy and convenience, with its private bath that also serves as a pool bath. The outdoor oasis, complete with ceiling fans, provides the perfect setting for relaxation and entertaining. The fenced backyard provides the perfect space for relaxation and privacy, making it the perfect place to call home! Experience the charm of a community with no CDDs, minimal traffic flow due to no through streets, and reasonable HOA fees. This gem of a home is a rare find – don't miss out on the opportunity to make it yours! View the home virtually with this link: https: //my. matterport. com/show/?m=hHJazcoPu41&mls=1
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,640 | $2,571 | $3,344 |
Total Monthly Payment | $3,094 | $3,025 | $3,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.