Fabulous Move-in Ready Condo Just 3/4 Mile from Stunning Gulf Beaches Life is short, so why not live near the beach while still enjoying the privacy and convenience of a prime location? This updated 2-bedroom, 2-bath condo in a vibrant 55+ community is your perfect coastal retreat. Situated just 3/4 of a mile from the breathtaking Gulf Beaches, this condo offers an unbeatable blend of accessibility and tranquility. The community is ideally located close to shopping centers, diverse restaurants, the VA Hospital, and entertainment options, ensuring all your needs are met within minutes. Key Features and Upgrades: Impact rated windows, and Fire Rated Front Door, Newer Stainless Steel Appliances, Newer Electric Panel with Surge Protection, Newer Air Conditioning System: Keep cool with a brand-new AC. Ring Doorbell System for Enhanced security and convenience. Newer Carpet and Laminate Flooring: Fresh, stylish, and durable flooring throughout. Newer Digital Thermostat for Efficient and easy temperature control. And Many More Upgrades: Too many to list, but all thoughtfully chosen for longevity and comfort. Furniture is negotiable. Your monthly fee covers water, sewer, trash, cable TV, and internet, providing hassle-free living and exceptional value. Pet Policy: Cats and birds are welcome, but please note that dogs are not permitted as per HOA regulations. This condo is a must-see in person to truly appreciate its value and charm. Don't miss out on this fantastic opportunity to own a beautiful home near the beach. Act quickly—this gem won't last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,571 | $2,017 |
Total Monthly Payment | $1,820 | $1,800 | $2,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.