Enchanting 3-Bed, 2. 5-Bath Ranch in Secluded East Rochester Cul-de-Sac Discover the epitome of tranquility and elegance in this exquisite Ranch home, serenely nestled at the end of a cul-de-sac in a coveted East Rochester neighborhood. Spanning a lush 3+-acre haven, this property promises unparalleled privacy and natural beauty. Home features a welcoming covered farmer's porch. Experience the luxury of single-floor living with a first-floor washer and dryer, complemented by the timeless elegance of hardwood floors. The kitchen, a culinary dream, features resplendent granite countertops and stainless steel appliances, blending functionality with refined aesthetics. Step onto the expansive, beautiful deck to immerse yourself in the stunning vistas of your private, idyllic backyard—a perfect sanctuary for both peaceful reflection and delightful gatherings. The property is graced with a spacious 16x16 exterior shed, complete with electricity, ensuring ample storage and versatility. Indulge in the comfort of central air conditioning. The home’s partially finished basement, provides a charming retreat for various activities. Cozy up by the inviting gas fireplace, creating a warm and welcoming atmosphere throughout the seasons. With effortless access to Rte 202 and Rte 125, your peaceful abode remains perfectly connected, ensuring convenience without compromising on serenity.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $884 | $884 | $884 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,159 | $3,159 | $4,109 |
Total Monthly Payment | $4,135 | $4,135 | $5,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.