23108 Cypress Trail DRIVE, Lutz, FL, 33549 | $499,900

Welcome home to this beautiful 2300+ sq ft Pond View home with 4 Bed 3 Bath plus Den that's located in a prime location with easy access to anywhere you'd like to go. No CDD and low HOA! Beautiful wood kitchen cabinets with corian and granite countertops, dinette area and breakfast bar. There's so much room in this home! In addition to 4 spacious bedrooms, there's also a formal living room/den and formal dining room! Ceiling fans throughout. Recent updates include new carpet in the bedrooms and all new interior paint. Stormbreaker Plus Sliding Glass Doors that open to the relaxing covered lanai that was recently painted and rescreened. Lanai overlooks fenced backyard with beautiful pond where and you can relax and enjoy the amazing Florida wildlife. Stay cool with the AC that's only 2 years old. Kinetico water softener. Professionally landscaped yard with irrigation system and the lawn was newly sod a couple years ago. Lots of spacious storage cabinets in the garage for all the extra fun stuff you own, and premier flooring that looks great and provides easy clean up. This home offers seclusion and convenience and minimal traffic in the subdivision. Very easy access to I75, 275, I4 and Suncoast Pkwy. Close to restaurants and shopping, including Shops of Wiregrass and Tampa Premium Outlet. Both are only minutes away. This great home is move in ready and available for quick ownership! Take a look at the beautiful homes in this great subdivision. A place you'd be very proud to call your home.

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1999
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,328
  • Acreage: 0.21
  • Est. Taxes: $2,837
  • HOA Fee: $354 Semi-Annually
  • Lot Desc: Landscaped
  • Pet Policy: Cats OK, Dogs OK, Size Limit
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Microwave, Refrigerator, Water Softener
  • MLS#: T3541926
  • Days on Market: 100 days
  • Website: https://www.raveis.com
    /prop/T3541926/23108cypresstraildrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 10:32:11 AM)
Listing courtesy of HOMEXPRESS REALTY, INC.   Phone: 813-641-2500

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

23108 Cypress Trail DRIVE, Lutz, FL, 33549

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $236 $236 $236
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,661 $2,658 $3,373
Total Monthly Payment $2,972 $2,969 $3,684

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.