Welcome to Kiamesha Lake Estates, the perfect seasonal community in a prime Catskills location. Open annually from around May 1st to October 31st, this laid-back community offers easy summer living with in-ground pool. The low annual maintenance covers the community's private roads, trash pickup, mowing, water, sewer, and access to the pool. 19 Nature Way offers one structure with two separate units, a two-bedroom and a one-bedroom. The bungalows are situated on a beautifully manicured 0. 15-acre lot, framed by flowering bushes, grapevines, and trees. You can channel your inner gardener, with raspberries, currants, & apples growing on the property as well. The units are turn-key and ready for immediate occupancy! Both kitchens have recently been updated and the bathrooms newly tiled. The unfinished basement and shed offer tons of storage space. Unit #25 has a stone patio and a wooden deck on the exterior, the perfect spots for outdoor cooking and entertaining. On the interior, there is a sunroom which leads into the kitchen and living area. There is one large bedroom and a full bathroom with a bathtub. Unit #26 has a large, screened-in sunroom which is utilized as a comfortable living room. There is an updated open kitchen, a dining area, and a full bathroom with a bathtub. There are two bedrooms, the master can accommodate a king-sized bed. These two units can be combined into one large unit to add additional rooms, or it can be purchased by friends or family members looking to spend summers together. The community is centrally located right near all the shopping and attractions that Monticello has to offer. Resorts World Catskills, The Kartrite Indoor Waterpark, & the Monster Golf Course are all right up the road. Monticello offers a plethora of shopping and dining options, including Walmart, Shoprite, Marshall's, Old Navy, and Home Depot. Look no further for the perfect summer getaway.
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Our Executive Mortgage Banker:
Our Insurance Division:
$155,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,000 | $124,000 | $124,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $753 | $753 | $980 |
Total Monthly Payment | $998 | $998 | $1,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.