4907 Floramar TERRACE, New Port Richey, FL, 34652 | $419,900

Under contract-accepting backup offers. New price! Dreaming of affordable waterfront living? Welcome home to 4907 Floramar Terrace in Gulf Harbors, offering direct, unobstructed deep water Gulf Access!. Tucked away from the main road and surrounded by tropical landscaping, you’ll feel you’re somewhere in the islands at this charming 3 bedroom, 1 bath, 1, 147 sq. ft. Florida cottage on sparkling waters. With 45 feet of waterfront on the “Seafire Basin", the backyard will be your sanctuary and your boat will be secured moored on your 10K boat lift and stationary dock with Trex planks (2005). This home offers deep water, unobstructed Gulf Access on Gulf Harbors’ North Channel, a quick, straight shot to the open Gulf. Pavers lead you from your driveway to the fenced backyard with lots of room to entertain simply relax and enjoy the visiting manatees, dolphins and sea life on your huge paved patio or around the fire pit. It’s like your own private retreat! Inside you’ll find an open floor plan, the custom kitchen was remodeled in 2020 with wood cabinetry, quartz countertops, stainless-steel appliances and solid wood butcher block island. Special features include the soft close drawers and cabinets, spice racks and double pull-out pantry. The kitchen is open to the living room and dining room with built-in banquet seating and the bonus waterfront sitting room. The double glass French Doors, wainscoting, shiplap ceiling and plantation shutters give this light and bright room style and charm! There are 3 bedrooms; the primary bedroom is cool and comfortable with its custom shiplap wall accenting the king bedroom set and double door closet, the 2nd bedroom features a built-in twin bed with lots of storage and the 3rd bedroom is currently be outfitted with a full size washer and dryer, making it a large laundry room and storage area. It can be switched back into a bedroom, there is a stackable washer/dryer hookup in the closet pantry just off the kitchen so you’d still have an inside laundry room! The 3 piece main bathroom was updated in 2018 and features a large walk-in shower and subway tile. Per the sellers, the roof is 2012, the A/C was replaced in 2014/ with new coils installed 2019. Water Heater is tankless. 16X16 tile flooring throughout means easy to keep clean! Plantation shutters throughout! The pavered driveway leads to your entry and large outdoor storage room. The Gulf Harbors Civic Association is OPTIONAL and includes LOTS of perks including a neighborhood newsletter and a ton of fun planned events all year long to enjoy for $125 a year! The neighborhood also features a private, gated residents ONLY Beach Club for $200 a year which includes a 1/4 mile of white sandy beaches, chairs, cabanas, grills, and beach bathrooms! Your choice to join! Conveniently located off US 19, this home offers easy access to downtown New Port Richey, ensuring proximity to shopping, dining, and entertainment. Gulf Harbors is also golf cart friendly with fun parades to join in on all year! Don't miss the chance to call 4907 Floramar your own waterfront haven. Be sure to check out the aerial video so you can see the ideal location of this boaters dream house! Schedule a viewing today and unlock the endless possibilities this home has to offer!

Features

  • Amenities: Clubhouse, Optional Additional Fees
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1960
  • Garage: Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,147
  • Acreage: 0.11
  • Est. Taxes: $2,627
  • HOA Fee: $125 Annually
  • Lot Desc: Flood Insurance Required, FloodZone, In County, Landscaped, Level, Near Public Transit, Street One Way
  • View: Water
  • Elem. School: Mittye P. Locke-PO
  • Middle School: Gulf Middle-PO
  • High School: Gulf High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: W7866384
  • Days on Market: 69 days
  • Website: https://www.raveis.com
    /prop/W7866384/4907floramarterrace_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/30/2024 10:17:09 PM)
Listing courtesy of KELLER WILLIAMS REALTY- PALM H   Phone: 727-772-0772

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NMLS Mortgage Loan Originator ID 16953

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4907 Floramar TERRACE, New Port Richey, FL, 34652

$419,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,920 $335,920 $335,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.125% 5.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.273% 5.278%
Monthly Tax Payment $219 $219 $219
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,123 $2,041 $2,656
Total Monthly Payment $2,417 $2,335 $2,950

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.