Welcome to your slice of paradise in the heart of Tarpon Springs! Nestled in the sought after Westwinds neighborhood, this 3-bedroom, 2-bathroom 1, 732 sq ft home is a gem waiting for your personal touch. As you step through the front door, you're greeted by an airy open floor plan boasting high ceilings and luxury vinyl flooring that flows seamlessly through the family room, living room, and dining area. The kitchen, the heart of the home, is equipped with an eat-in area perfect for less formal meals on-the-go and a spacious pantry. Retreat to the owner’s suite where you will find sliding glass doors that lead out to the screened lanai allowing plenty of natural light to engulf the oversized space. Take advantage of a generous walk-in closet and an ensuite bathroom complete with dual sinks, separate walk in shower, garden tub, and a private water closet. Glass doors off the family room lead to a serene screened-in lanai, where you can sip your morning coffee or host summer barbecues while enjoying the tranquility of your private backyard. Enjoy an indoor laundry room conveniently located off the foyer, providing easy access to the attached 2-car garage. The real treasure lies in the location, just a stone's throw away from Fred Howard Park/Beach, where you'll find yourself immersed in the beauty of nature where your dream of coastal living can finally come true. Downtown Tarpon Springs, with its historic Sponge Docks and vibrant cultural scene, is just a few miles away, offering endless opportunities for dining, shopping, and entertainment. Be sure to enjoy the First Friday of the Month downtown that features art, food and drink vendors, local shops and music, with a fun theme every month! And here's the icing on the cake: NO flood insurance required! With easy access to Honeymoon Beach/Caladesi Island, downtown Dunedin, and the famous Clearwater Beach, the possibilities for adventure are endless. Don't miss out on this opportunity to own a piece of paradise at an affordable price with unlimited potential. Additional amenities include built in storm shutters, new AC, stove, dishwasher and garage door opener. The switch by the side of the kitchen patio door opens & closes the storm shutters.
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $480 | $480 | $480 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,597 | $2,499 | $3,171 |
Total Monthly Payment | $3,152 | $3,054 | $3,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.