Investor or owner-occupant opportunity in charming Baltict! This bank-owned, fixer-upper Colonial-style home boasts six bedrooms and two bathrooms, offering ample space for various living arrangements. The two-story residence sits on approximately 0. 80 acres, featuring a large deck perfect for outdoor entertaining and relaxation. With its classic design and spacious layout, this property is ideal for those looking to flip or rent out or for someone ready to transform it into their dream home. Don't miss the chance to invest in a property with substantial potential in a peaceful and picturesque setting. Baltic is a quaint and historic village offering a serene lifestyle with plenty of recreational activities, dining options, and entertainment. Nature lovers will enjoy exploring the nearby Shetucket River for fishing, kayaking, and scenic walks. The area is home to several beautiful parks, such as the Sprague Land Preserve, which is perfect for hiking and picnicking. Its blend of natural beauty and small-town charm offers a delightful and enriching living experience. ** All potential Buyers are requested to check with the City, County, Zoning, Tax, Schools, and other records to determine all details on this property listed above to their satisfaction. The Buyer is responsible for performing their due diligence before bidding, as the high bidder will receive an "AS-IS" contract with no contingencies, inspections, or warranties. **
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Bedroom 4 | Upper |
Bedroom 5 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $162,960 | $162,960 | $162,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $451 | $451 | $451 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,084 | $1,071 | $1,374 |
Total Monthly Payment | $1,610 | $1,597 | $1,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.