The property has not been inhabited in years and critters have taken over rent free. The septic is believed to be a cesspool and the water source is a dug well. Seller has indicated that there is an area where it was determined a well could be located. The exterior sides of the house appear to be in good condition with no undulating. However, the interior is in need of total renovations after disposal of all its contents. The floor is unstable so showing the property is going to be difficult with a warning about entering at your own risk. I was able to view most of the interior and noticed that the floors are what a builder might call punky. You can certainly tell where the steel -beam of the manufactured home is and that the floor drops in all areas where there is no steel beam. However, it is a lovely lot with potential view of Haystack from the rear of the property along with the snowmobile trail for easy access. The covered front porch is 419' square feet. SELLER IS MOTIVATED AND WILL ENTERTAIN ALL OFFERS.
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $142,400 | $142,400 | $142,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $69 | $69 | $69 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $947 | $935 | $1,201 |
Total Monthly Payment | $1,091 | $1,079 | $1,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.