This fully detached ranch-style condominium is located in Windermere West and is ready to be updated to suit your own taste. The living room has a natural gas fireplace and a substantial wall of tasteful bookcases to store all your collectables. The home has a 3 season sunroom that leads to a charming, private brick patio surrounded by a stone wall. A decorative stone path and arbor provide visual interest to the backyard. The primary bedroom has a large closet, a full bathroom and a door leading to the patio. The shared full bathroom holds a full-sized washer and dryer. The home has central air conditioning and electric radiant heat in the ceiling. With gas already available at this home, conversion to efficient natural gas heat is possible. The property comes with a one car detached garage and plenty of guest parking. Kayak racks are available for rent through the association providing river access to residents. Windermere is located just 3 miles to downtown Madison and . 5 miles to Hammonasset State Park. This is an estate owned property so Property Condition Disclosures are not available. All offers should state "Estate of Robert J. Palazzo" as the Seller.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 12.0 x 14.0 | Main |
Dining Room | Wall/Wall Carpet | 14.0 x 10.0 | Main |
Kitchen | Laminate Floor | 13.0 x 7.0 | Main |
Living Room | Book Shelves,Gas Log Fireplace,Wall/Wall Carpet | 17.0 x 21.0 | Main |
Primary Bedroom | Full Bath,Wall/Wall Carpet | 16.0 x 14.0 | Main |
Sun Room | Ceiling Fan,Wall/Wall Carpet | 10.0 x 10.0 | Main |
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $528 | $528 | $528 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,944 | $2,529 |
Total Monthly Payment | $2,547 | $2,547 | $3,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.