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168 Pine Hill Road, Chester, NY, 10918 | $624,000
WELL-MAINTAINED 3 FAMILY HOME on beautiful country road in Warwick School District -- these don't come along very often! Gorgeous 2. 1 acre lot with a small barn with 3 paddocks & chicken coops. Lots of space at close to 3, 000 SF -- main unit is 3 BR/1. 5 BA, adjacent studio actually has a separate eat-in kitchen (other room is living area/bedroom) and 1 full bathroom, downstairs unit is 1 BR/1 BA -- NO STEPS to enter any unit, as driveway wraps up and around the house. Breathtaking setting & views! Current owner has upgraded this property significantly through the years, such as newer central air in the 3 BR, new gutters & leaf guards, new chimney liner, primary roof 2023, new septic system & Crown boiler (for 3 BR) just 8 years ago, new oil tank, THREE new hot water heaters, 3 BR fridge, stove & dishwasher all 2023, and much more! Ample & private backyard space * * * * * * Live in one unit, and rent out the other two! Or convert the two upstairs units into one (easy to do, as there used to be an inside door connecting them)! For rents, could easily command $2, 900-$3, 200 for 3 bedroom, $1, 800-$2, 100 for lower level 1 bedroom, and $1, 500-1, 700 for the studio -- that's a total monthly rent roll of $6, 200-$7, 000 -- WOW! * * * * * * Also perfect for extended families! * * * * * * Lots of driveway parking, plus a 2 car garage. The quaint artisan hamlet of Sugar Loaf is less than a mile away (walkable), bustling downtown Warwick just a few minutes drive, shopping and all other amenities an easy drive! Ideal commuter location just minutes to Route 17.
Features
- Bedrooms: 5
- Baths: 3 full / 1 half
- Units: 3
- Style: See Remarks, Tri-Level
- Year Built: 1930
- Garage: 2-car Attached
- Heating: Oil, Baseboard
- Cooling: Central Air
- Approx Sq. Feet: 2,952
- Acreage: 2.1
- Est. Taxes: $13,385
- Lot Desc: Near Public Transit, Private
- View: Panoramic
- Elem. School: Park Avenue School
- Middle School: Warwick Valley Middle School
- High School: Warwick Valley High School
- School District: Warwick Valley
- MLS#: H6318349
- Days on Market: 31 days
- Website: https://www.raveis.com
/prop/H6318349/168pinehillroad_chester_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
168 Pine Hill Road, Chester, NY, 10918
$624,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $499,200 | $499,200 | $499,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $1,115 | $1,115 | $1,115 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,033 | $3,033 | $3,945 |
| Total Monthly Payment | $4,240 | $4,240 | $5,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535