One or more photo(s) has been virtually staged. This amazing DREAM HOME is located in the resort-style community of the Ridge at the Wiregrass Ranch in Wesley Chapel. Conrad is one of the most popular model floor plans that features 5 bedrooms, 4 bathrooms, and a loft. Entering the house is the living room where you can enjoy a beautiful afternoon with your guest. The wall between the family room and the dinning room is removed to provide an open space with better lighting. The kitchen features a bar and a breakfast area, it is spacious and has many storage spaces. Walking out of the 4-panel glass sliding doors is the covered lanai and a beautiful view to the lake. The lanai is pre-plumped with gas, water, and an electric box for a future summer kitchen. This spacious yard is large enough for a future pool or an extended screen enclosure. Walking up the stairs leads you to the grand loft. This 200+sqft loft is large enough to be turned into a game room, an office, or an entertainment center. The master bedroom has two spacious walk-in closets and a view to the lake. The master bath has his and hers vanities, a tub, and a glass-enclosed shower. The three bedrooms and two full bathrooms upstairs are perfect for a large family. The laundry room upstairs is designed for easy access and it is pre-plumped and a future sink/washing station can be built. The fifth bedroom downstairs also has access to a full bathroom and is great for guests. The owner has upgraded the house with many lighting packages, a pre-plumped loop for future water softener in the garage, and newly installed vinyl flooring. The tiled roof is recently power washed to prevent mold building. The Ridge in Wesley Chapel is a 24-hour guarded community. Inside the clubhouse, there is a grand event room, a gym, an indoor basketball court, a movie theater, a game room, and a yoga room. Outside, there is the resort-style pool, a water park, a playground, a picnic area, a volleyball court, a basketball court, and tennis courts. The community offers many activities and classes for residents to enjoy the facilities. Within close distance, the community's back gate leads to the best-rated public schools in Wesley Chapel. The community has convenient access to I-75, the Grove/Crates, Wiregrass Mall, Tampa Premium Outlets, and so much more!! HOA includes lawn service and waste/recycle. Come and enjoy the luxury lifestyle in this beautiful community.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $893 | $893 | $893 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,678 | $4,722 |
Total Monthly Payment | $4,710 | $4,663 | $5,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.