Nestled on just under an acre, this unique property offers 2 houses for the price of 1 (a potential in-law), blending the charm of a 1950s Cape with the modern comforts of a 1991 Raised Ranch, featuring a 3-year-old roof. With over 4, 000 sq ft of living space, it boasts 4 bedrooms & 2 baths (plumbed for a 3rd) - ideal for a growing family. The Cape House is refurbished into a large 1 bedroom unit with 1 full bathroom and three additional rooms for storage & entertaining. The Raised Ranch includes cathedral ceilings, central air, 3 bedrooms, 1 full bath with a Jacuzzi tub, and a potential 3rd bathroom that's fully plumbed-in. The fully applianced kitchen, with dual ovens and a central island, is perfect for culinary adventures. The lower level has the unfinished bathroom, 3rd bedroom, mechanical & laundry rooms, and a spacious rec-room built w/ heavy-duty condo trusses. The mechanical room features a Viesman 4-zone furnace, water softener system, and water heater all under 3 years old. Electric panel is generator-ready. Outside, enjoy an amazing deck with Sundowner Awnings, a well-manicured backyard, a new 24' above-ground pool, and a large pool house and shed crafted by Kloter Farms, adding luxury and convenience for poolside gatherings. The well manicured front lawn has mature trees with a large semi-circular driveway. Although in a Rural setting, it's only only 10 minutes from Rt 295, and easy access to Conn. See 3D Virtual Tour! Owner will need to find suitable housing.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $599 | $599 | $599 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,232 | $3,232 | $4,204 |
Total Monthly Payment | $3,923 | $3,923 | $4,895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.