WOW! This remodeled 1 bedroom 1. 5 bath condo is absolutely spectacular. Located in the pet friendly 55+ community of Pointe West in Summertree, you are going to love the neighborhood almost as much as the condo. Beautiful vinyl plank flooring throughout, updated kitchen and countertops plus new appliances, and renovated bathrooms. NO REAR NEIGHBORS with a sweet view of the canal. Watch all the wildlife pass by with little worry of flooding (FEMA designated code X) as the waters around here are used for irrigation of all the lawns. Hurricanes Debby, Helene, & Milton left no mark or flooding! AC isn't even a year old. Water heater and electrical panel are also new. You won't need to do a thing except call it home. HOA fees include cable, internet, building maintenance including the roof, grounds maintenance, trash/recycling pickup, and access to the incredible clubhouse which houses a billiards room, media room, library, fitness center, and card table rooms. There's also the auditorium where so many events are held, including comedy shows, concerts, dances, and bingo. Don't forget the golf course, tennis courts (pickle ball too), bocci ball courts, and shuffleboard courts. AND activities galore. From aquatic aerobic classes to yoga to crafting clubs and everything in between, you'll be sure to find something you love. You won't find a better value in West Pasco. So come check it out. You know you want to! VA buyers welcome!! Seller motivated!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $109,999 | $109,999 | $109,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $732 | $731 | $943 |
Total Monthly Payment | $918 | $917 | $1,129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.