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205 Little Salem Lane, Derby, VT, 05829 | $320,000
Welcome to your lakeside retreat with breathtaking views from almost every room! Nestled on a slight hill overlooking Little Salem Lake, this charming 2 bed 2 bath home offers unparalleled tranquility with over 250 feet of private lake frontage. Upstairs you'll be greeted by the warmth of radiant hardwood floors that extend through the primary bedroom and spacious living room, where the cathedral ceiling creates an airy, open atmosphere. The living room opens onto a covered deck, complete with a porch swing, perfect for enjoying morning coffee or evening sunsets over the shimmering lake. The walkout basement features another bedroom and bathroom, along with a family room all with tiled floors and radiant heating throughout, ensuring comfort in every season. Outdoor enthusiasts will appreciate the driveway leading down to the lake, where a dock could be installed, and swimming, fishing, kayaking and boating adventures await. Wildlife is abundant at this property! With ample space for camping and the option to add an RV spot, this property offers endless opportunities for outdoor enjoyment. Constructed with durability and style in mind, the home features a standing seam metal roof and cedar wood siding, blending with the natural surroundings. Located conveniently close to town amenities yet tucked away in a serene setting, this property is ideal for both year-round living and as a peaceful weekend retreat. Don't miss your chance to own this slice of lakeside paradise!
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 2 three-quarter
- Style: Cabin,Contemporary,Walkout Lower Level
- Year Built: 2009
- Heating: Multi Zone,Radiant Floor
- Cooling: Other
- Basement: Finished,Walkout
- Approx Sq. Feet: 1,632
- Acreage: 3.14
- Est. Taxes: $3,325
- Lot Desc: Beach Access,Country Setting,Lake Access,Lake Frontage,Lake View,Lakes,Sloping,View,Water View,Waterfront,Wooded
- Water Front: Yes
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- MLS#: 5005154
- Website: https://www.raveis.com
/prop/5005154/205littlesalemlane_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/16/2024Listing courtesy of eXp Realty Phone: 833-388-2480
Listing Agent: Jacob Barnes
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
205 Little Salem Lane, Derby, VT, 05829
$320,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 5.990% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.429% | 6.161% | 5.248% |
| Monthly Tax Payment | $277 | $277 | $277 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,535 | $1,533 | $2,023 |
| Total Monthly Payment | $1,887 | $1,885 | $2,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484