3487 Croaker DRIVE, Hernando Beach, FL, 34607 | $68,000

Discover the opportunity to craft your ideal home on this exceptional 75 ft x 100 ft lot, boasting a desirable rear southern exposure in the hidden gem known as Hernando Beach South. Nestled within the embrace of the Weeki Wachee Preserve, Hernando Beach is a truly unique community where the tranquil beauty of nature converges seamlessly with modern convenience.
This enchanting locale offers a delightful array of over half a dozen restaurants and shops, all within leisurely walking distance. For those seeking adventure and natural wonder, the world-renowned Weeki Wachee Springs and the pristine Weeki Wachee River are mere minutes away, promising endless exploration and recreational opportunities.
Weekends here are destined for blissful moments spent on the Hernando Beach "Flats, " or perhaps, a brisk boat ride to captivating destinations such as Anclote or the Homosassa River, among many others. The best part? The modest $380 annual homeowners association fee not only includes lawn maintenance until your new abode is complete but also grants you access to the community boat ramp—a boon for water enthusiasts.
Imagine the vistas that await you from the vantage point of your dream home's third story—a panoramic spectacle encompassing the serene preserve and the sparkling Gulf of Mexico.
Don't miss the chance to create the life you've always dreamed of in this idyllic haven. It's not just a house; it's a canvas for your dreams and a gateway to an extraordinary coastal lifestyle.

Features

  • Lot Size: 75 x 100
  • HOA Fee: $380 Annually
  • Pet Policy: Yes
  • MLS#: T3541695
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /prop/T3541695/3487croakerdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 10:17:23 AM)
Listing courtesy of OPTIMA ONE REALTY   Phone: 352-243-6784

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3487 Croaker DRIVE, Hernando Beach, FL, 34607

$68,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $54,400 $54,400 $54,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $362 $362 $459
Total Monthly Payment $437 $437 $534

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.