1226 Virginia DRIVE, The Villages, FL, 32162 | $350,000

Welcome to your dream retreat in The Villages! Nestled in the desirable Village of Virginia Trace, this charming 2-bedroom, 2-bathroom courtyard villa offers the perfect blend of convenience and comfort. LOCATION LOCATION LOCATION! The roof will be brand new 2024! Situated just moments away from premier shopping, dining, and entertainment at The Villages busiest town square, Lake Sumter Landing, this home ensures you're at the heart of all the action. After a day of exploring, retreat to your private oasis where relaxation awaits. Inside, discover a cozy open floorplan complemented by carpet-free living areas—perfect for easy maintenance. Stepping into the kitchen you will notice brand new quartz counter tops and a beautiful skylight! The guest bedroom, featuring a northeast facing window and a private bathroom, is conveniently located at the front of the house. The water heater was replaced in 2023 as well! Meanwhile, the spacious Master bedroom boasts walk-in closets and its own sliding glass door leading to the lanai. Step out onto the screened lanai with a birdcage and soak in the delightful Florida weather while enjoying your morning coffee or evening cocktail. Don't miss your chance to own this delightful retreat in The Villages—schedule your showing today and start living The Villages lifestyle!

Features

  • Amenities: Pickleball Court(s), Recreation Facilities, Shuffleboard Court
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 2005
  • Garage: 1-car
  • Heating: Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,196
  • Acreage: 0.11
  • Est. Taxes: $3,742
  • Adult Communities: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: G5084297
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /prop/G5084297/1226virginiadrive_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/2/2024 9:17:09 AM)
Listing courtesy of RE/MAX FREEDOM   Phone: 352-559-0911

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1226 Virginia DRIVE, The Villages, FL, 32162

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.439% 6.273% 5.268%
Monthly Tax Payment $312 $312 $312
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,747 $1,701 $1,164,333
Total Monthly Payment $2,134 $2,088 $1,164,720

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.