Melville, Expanded Colonial in the Country Village Section with 4 Bedrooms, 2 Bathrooms and lots of possibilities! Location, Location, Location! This home is Located on a desirable Cul De Sac, in the heart of the neighborhood on a tree lined street with-in the Half Hollow Hills School District. 1st floor includes Entry Hall w/coat closet, Formal Living Room with 9' ceiling, Formal Dining Room, Eat-In Kitchen w/Gas Cooking & Pantry. 4 Season Sunroom addition off the Dining Room leading to the 1 car garage addition. Expanded Family with dramatic cathedral ceiling, convenient updated 1/2 bathroom w/granite counter that leads to the addition of a 1st floor Bedroom/Office. Possible room for Mom. 2nd floor features Primary Bedroom with walk-in closet, 2 additional spacious Bedrooms & Updated full bathroom with granite countertop. Gorgeous newly finished hardwood floors thru-out 1st and 2nd floors. There is a Full Basement w/Utility Room, Laundry Area & Lots of Storage! Landscaped property w/Inground Sprinklers and fenced backyard with patio. Plenty of room for a Pool. Addl Updates include Windows, Heat, Roof, Cesspool, plus more! Signal Hill Elementary, West Hollow Middle School and High School East!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $979 | $979 | $979 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,884 | $3,884 | $5,051 |
Total Monthly Payment | $4,955 | $4,955 | $6,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.