This village Victorian is part of a series of homes built in 1868, by J Hull Browning for families of workers on the Northern Railroad, located within walking distance of the heart of the village. The pine flooring is original throughout the main rooms of the house. Period details include Queen Anne period moldings, newel post, banister, and tin ceilings and a walkup finished third floor. This home was expanded in 2008 and recently updated and refreshed. Twelve new thermo windows were placed within original period trim throughout the house. The living room is light and bright, and the woodburning stove was added with proper CO. Open and welcoming, the dining room has an original tin ceiling in perfect condition. An expansive deck off the kitchen was part of the renovation, as was the half bath on the first floor. The handmade cabinetry in the kitchen was incorporated into the home with aesthetic consistency and thoughtful consideration to detail, and the white countertops were just redone. The second floor has a large primary bedroom and two other bedrooms, all with new windows and screens. The full bath on that floor was recently refreshed with a vintage clawfoot tub/shower. The walkup full attic has two rooms that can be an office, playroom, yoga studio, etc. The fully fenced backyard with private deck is perfect for gardening and play. The original old garage was remade into a workshop with full electric service and insulation, and can be a home office, studio, playhouse, or other imaginative use! Located a few blocks form downtown Nyack with its many shops and restaurants, and outdoor recreation along the Hudson River including, sailing, biking, and hiking. The railroad is long gone, replaced by a park, the beautiful Nyack Community Garden, and the Esposito hiking trail, a hiking/biking trail that leads to nearby villages and free bicycle access to the Mario Cuomo Bridge. Perfect fulltime home or weekend retreat only 18 miles from the GWB.
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,010 | $1,010 | $1,010 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,646 | $3,646 | $4,742 |
Total Monthly Payment | $4,748 | $4,748 | $5,844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.