58 Cottage Street, Monroe, CT, 06468 | $875,000

Retreat to this tranquil private setting and experience serenity at its best. If you LOVE to entertain, look no more this home will meet your needs. This one owner/builder property is so well-thought out you will feel like you are on vacation every day and yet just minutes to all the conveniences (schools, shopping, recreation in Lake Zoar, hiking trails, Interstate 84 and Route 25 and more). The front wrap around porch is perfect for welcoming your family & friends. Enter into a spacious foyer and into an oversized mudroom/laundry room with large walk-in closet. Nothing but joy cooking in this kitchen with gorgeous new cabinetry, quartz counters, newer stainless steel appliances and lots of natural light. Step into the family room with lovely built-ins, surround-sound speakers, hardwood floors and fireplace. Enjoy a cup of coffee on the screened-in porch to take in your very own waterfall and pond. The spacious dining room is great for every day eating or even more formal occasions or step out onto the balcony that leads to a large deck for 'al fresco' under-the-stars dining that overlooks the incredible professionally landscaped property, patio, paddock, and pool. The open-floor plan allows for ease of entertaining or just everyday living. The upper level has the primary bedroom with 2 walk-in closets, fireplace, balcony with stunning views and a full bath that you will never want to leave. 2 other spacious bedrooms and full bath complete the upper level. The lower level is where you will find the rec room with luxury vinyl flooring, an office, and lots of storage. Let's not forget about the lower level full bath and walk out to the stunning gracious patio and pool access. This 3 BR, 3. 5 BA home has high-end energy efficient windows, hydro-air oil-fired heat and central AC, alarm system, 200-amp service, generator transfer-switch ready, Trex decking around house, composite decking around pool, pet turf off front porch for easy pet clean-up, 2 brooks, screened porch, balconies, 2 wood-burning fireplaces (1 of which has a gas log for ease in primary BR), indirect hot water, irrigation system, lots of parking in paved driveway and the most structurally sound 3+ vehicle detached garage around. 2nd floor is a great gym but could make a great home-office or storage for another 3 vehicles (YES, built to hold them with access at rear). A hobbyist, business owner's dream come true!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1996
  • Garage: 3-car Detached Garage
  • Heating: Hydro Air
  • Cooling: Central Air
  • Basement: Full,Heated,Cooled,Partially Finished,Walk-out,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 1,978
  • Below Grade Approx. Sq. Feet: 561
  • Acreage: 5.32
  • Est. Taxes: $11,167
  • Lot Desc: Lightly Wooded,Sloping Lot,Professionally Landscaped
  • Water Front: Yes
  • Elem. School: Fawn Hollow
  • Middle School: Per Board of Ed
  • High School: Masuk
  • Pool: Vinyl,Above Ground Pool
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24032554
  • Days on Market: 60 days
  • Buyer Broker Compensation: 2.00%
  • Website: https://www.raveis.com
    /mls/24032554/58cottagestreet_monroe_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

Room Information

Type DescriptionLevel
Bedroom 1 Upper
Bedroom 2 Upper
Dining Room Balcony/Deck,French Doors,Hardwood FloorMain
Family Room Built-Ins,Fireplace,Hardwood FloorMain
Kitchen Main
Primary Bedroom Gas Log Fireplace,Fireplace,Full Bath,Patio/Terrace,Walk-In Closet,Wall/Wall CarpetUpper
Rec/Play Room Full Bath,Vinyl FloorLower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Shoreline Homes TeamSales Associates

203.500.2212

Robin@ShorelineHomesCT.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

58 Cottage Street, Monroe, CT, 06468

$875,000

Shoreline Homes Team

Sales Associates

William Raveis Real Estate

Phone: 203.500.2212

Robin@ShorelineHomesCT.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $700,000 $700,000 $700,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.000% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.963% 5.983% 5.805%
Monthly Tax Payment $931 $931 $931
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,758 $4,141 $5,766
Total Monthly Payment $4,781 $5,164 $6,789

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.