Under contract-accepting backup offers. This charming home is nestled in the tranquil confines of Scott Lake West, a gated community in South Lakeland. This 3-bedroom, 2-bathroom abode showcases light and bright office space, adaptable to serve as a fourth bedroom if desired. Enhanced by the warmth of wood laminate flooring throughout, the layout exudes an expansive and hospitable ambiance. The open floor plan offers a large family room, a designated dining area, a cozy breakfast nook, and the convenience of both indoor laundry facilities and large back yard, perfect for entertaining. Ample storage solutions further augment the practicality of the space. The master suite is appointed with a generous walk-in closet measuring 9x7 feet, complemented by dual sinks, a rejuvenating garden tub, and a separate shower. French doors illuminate the interior with natural light and grant access to the sprawling fenced backyard and a meticulously paved patio area, perfect for outdoor gatherings. Roof 2013 and A/C unit 2014, inspected and serviced regularly to operate consistently and reliably. Indulge in leisurely evenings on the welcoming front porch, adding to the home's charm and curb appeal. Schedule an appointment today to explore firsthand the allure of this adorable home.
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$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $315 | $315 | $315 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,726 | $1,726 | $2,244 |
Total Monthly Payment | $2,116 | $2,116 | $2,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.