Presented byThe Bill Heenan Team |
Own a piece of history! Charming 1770s Cape with 1, 610 sqft is the perfect blend of comfort and historic character. Just steps away from Banning Cove and the Niantic River this three bedroom & two full bathroom offers brand new septic tank & hot water heater, updated electrical in 2022, mini splits, master bedroom suite with a brand new shower, 1 car garage, & a three seasoned deck. Looking for the convenience of single-floor living? A spacious bedroom, full bathroom and laundry room are all on the main level! Step outside and discover a large patio and plenty of yard space with ample natural shade. Dont forget to check out the VR Tour! We are always here to help!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Fireplace,Hardwood Floor | 12.0 x 12.0 | Main |
Bedroom 2 | Walk-In Closet,Wall/Wall Carpet | 6.0 x 12.0 | Upper |
Dining Room | Balcony/Deck,Fireplace,Hardwood Floor | 10.0 x 13.0 | Main |
Kitchen | Granite Counters,Eating Space,Patio/Terrace | 14.0 x 15.0 | Main |
Living Room | Fireplace,Wall/Wall Carpet | 12.0 x 14.0 | Main |
Primary Bedroom | Full Bath,Stall Shower,Wall/Wall Carpet | 18.0 x 24.0 | Upper |
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$349,900
Sales Associates
William Raveis Real Estate
Phone: 860.460.8053
Bill.Heenan@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $386 | $386 | $386 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,676 | $2,212 |
Total Monthly Payment | $2,162 | $2,137 | $2,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.