Young and stylish in Historic Port Jefferson Village! Spacious custom Colonial w/ 3 bdrms, 2. 5 bths; w/ gorgeous yard situated on a tranquil cul-de-sac on the North Shore of Long Island. Close to a charming downtown with stores, live music, theater, and restaurants, 3 local hospitals, schools & minutes to public transportation and beaches. Beautiful wd flrs & natural light flow throughout the home's open, airy layout featuring elegant crown molding and trim. Large front porch welcomes you inside to the foyer opening to a large living rm centered by a fireplace and a formal dining rm w/ stunning wainscot wall paneling. The eat-in kitchen is equipped with granite counters, rich wood cabinetry, s/s appliances, and sliding glass drs to the two patios & private backyard w/ storage shed. A comfortable family rm, half bathrm, & access to the attached one-car garage complete the main level. The second flr encompasses a primary bedrm w/ vaulted ceiling, a fabulous round- topped window, two closets, and a lavish en suite bathrm w/ a tub and separate shower. Two additional bedrms share a full hall bathrm. The finished basement offers plentiful space for movie nights, an office & more, along w/ ample storage and laundry area. A paths leads thru the beautifully landscaped backyard offering private & serene seating areas that are perfect for entertaining, outdoor dining, or just relaxing. Fully UPDATED; Fencing; Closet Organizing systems; Custom Built in Bookcases; 2nd garage Refrigerator; Bsmnt Egress window; Cedar closet; 200 amp electric; Garage Dr Opener; PLUS 12 mo Choice HOME Warranty INCLUDED! ALSO included is adjoining addt'l lot: D: 206, Blk 6, Sec 9 Lot 2; (see it circled on attached survey). Tax Greivance has been PROFESSIONALLY filed w/ approx 20+% tax reduction expected-NEW tax estimate is shown on listing! (Town & Village current Tax BEFORE GRIEVANCE: $18, 604. 45) See it TODAY & call it HOME tomorrow!
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,240 | $1,240 | $1,240 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,028 | $3,876 | $4,918 |
Total Monthly Payment | $5,360 | $5,208 | $6,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.