Petite and renovated with everything you need for a low maintenance and relaxing retreat! This compact three-season cottage is nestled into the trees with an incredible screened in porch overlooking the surrounding woods. Fully renovated 6 years ago with many upgrades including a new kitchen and bath, high ceilings ceilings, a super cozy wood-burning stove, and a stacked washer/dryer. Although three-season, this adorable home has been enjoyed year round in the past! The equal parts charming and functional outbuilding has electricity and its own deck making it an ideal auxiliary space for an office, gym, or art studio. This home is only 25 mins to Livingston Manor, Mountaindale, and Ellenville providing an incredible selection of excellent dining, markets, shopping and entertainment. Perfectly positioned to revel in the surrounding nature, this home sits between two reservoirs with easy access to the Neversink for fishing, kayaking, and more! The Sundown, Willowemoc, and Slide Mountain Wild Forests and Wilderness areas are all within 30 minutes for amazing hiking and camping. Please note that because this is a seasonal property financing options may be impacted.
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $122 | $122 | $122 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $870 | $870 | $1,132 |
Total Monthly Payment | $1,067 | $1,067 | $1,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.