Welcome to Northern Hudson Valley's Ravine Garden Condominiums in Northwest Yonkers. This first-floor condo has been beautifully renovated and just finish this week. Offering a contemporary look throughout, Featuring a 1-bedroom, 1-bathroom layout that has been Freshly Painted and is move-in ready. Featuring an oversized living room, spacious bedroom, and an additional bonus room. The hardwood floors have been resurfaced and finished. The kitchen has beautiful sleek wood cabinets in a light gray, quartz countertops, and new stainless-steel appliances including a fridge, dishwasher, stove/oven, and microwave. The bathroom includes a shower/tub combination, sink with cabinet and quartz countertop, tiled floor and walls. FULLY AVAILABLE. Why rent when you can own it? Invest in yourself and your future. This pet-friendly condo allows renting after five years of ownership. Common laundry facilities on the premises, Heat and hot water are included. You can also rent a storage bin for a monthly fee if needed. Parking is convenient with three private lots offering first-come, first-serve parking, must purchase a permit at a Yearly fee of $365. if you would like to park in any of the lots. Additional public municipal parking is available within walking distance if needed. The location is ideal with a five-minute walk to Metro North's Glenwood train station on the Hudson Line, providing a 35-minute commute to Grand Central Station. Nearby you can catch the MTA Express bus #BX M3 offers direct access to NYC's Business District. Yonkers is the third largest city in New York State. You'll also enjoy proximity to schools, restaurants, shopping centers, entertainment venues, libraries, supermarkets, hospitals, including Ridge Hill, Stew Leonard's, Home Depot, Lowes, Cross County Mall. Lots of major parkways to pick from, Saw Mill River Parkway, Bronx River Parkway, and Major Deegan Parkway. Outdoor enthusiasts will appreciate being within walking distance to Trevor Park, JFK Marina, public kayaking, museums, amphitheaters, the Old Croton Aqueduct Trail, Untermyer Garden, Tibbetts Park, and Dunwoodie Golf.
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,304 | $1,303 | $1,681 |
Total Monthly Payment | $1,575 | $1,574 | $1,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.