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210 Fields Farm Road, Charlotte, VT, 05445 | $1,150,000
Location! Low maintenance! This year round waterfront home is located on Converse Bay, a deep water bay w/ views & easy access to Lake Champlain open water. This 2 bedroom, 1. 5 bath home with free standing studio has been completely renovated for energy efficiency & comfort, including new foundation, siding, insulation, roofs, Marvin & Andersen windows & doors, septic, well, water treatment system, hot water heater, electrical, heat pumps, appliances, deck, dock, & more. A rare double lot, this location offers unusual privacy. Property abuts walking trails & is intentionally landscaped for low maintenance - spend more time relaxing & less time working on your yard. Designed to maximize your comfort & connection w/ the lake & outdoors. Enjoy panoramic views of Camel’s Hump, Mt Philo, & bald eagles & loons while relaxing at your dining rm table, living rm couch, or preparing a meal in your gourmet kitchen complete with induction stove, Sub Zero refrigerator, & granite countertops. Savor the lake, mtn, & sky views from your soaking tub, while listening to music & basking in the flames of your fireplace, 1 of 2 in the house. The free standing studio can be used for exercise (currently), or as a separate living area (already wired for a heat pump). A fire pit provides for enjoyable evening chats, s'mores & heavenly views. This special home combines the beauty of lake front living w/ the comfort of low maintenance & promity to BTV & all VT has to offer!
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: New Englander
- Year Built: 1954
- Heating: Mini Split
- Cooling: Mini Split
- Approx Sq. Feet: 1,504
- Acreage: 0.7
- Est. Taxes: $11,170
- Lot Desc: Country Setting,Lake Access,Lake Frontage,Lake View,View,Walking Trails,Water View,Waterfront
- Water Front: Yes
- Elem. School: Charlotte Central School
- High School: Champlain Valley UHSD #15
- MLS#: 5005079
- Website: https://www.raveis.com
/eprop/5005079/210fieldsfarmroad_charlotte_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/10/2024Listing courtesy of Nancy Jenkins Real Estate Phone: 802-846-4888
Listing Agent: The Nancy Jenkins Team
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
210 Fields Farm Road, Charlotte, VT, 05445
$1,150,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
| Monthly Tax Payment | $931 | $931 | $931 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,152 | $5,665 | $7,640 |
| Total Monthly Payment | $6,208 | $6,721 | $8,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484