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210 Fields Farm Road, Charlotte, VT, 05445 | $1,150,000
Welcome to this sweet lakefront home in sought after Charlotte Vermont. Nestled on a private . 7 acre lot, this single level home provides gorgeous views of the deep water bay and coastline, stretching all the way out to the broad lake of Lake Champlain. This property has been meticulously updated and upgraded for function, comfort, and energy efficiency - including new septic, well, windows, doors, siding, roof, insulation, electrical, paint, and more. Step inside the gourmet kitchen with Sub Zero refrigerator, induction stove, granite countertops, and large island perfect for entertaining. The kitchen flows to the open dining area and inviting living/family room with wood floors and fireplace. Two comfortable bedrooms and updated full and half baths complete the layout. Outside, enjoy the deck overlooking the water, meander the stone walkway to the fire pit, and savor s’mores under the open sky. The detached studio provides additional options - currently used as a workout and music studio, it can be easily converted to an additional sleeping space if desired. This lovely year-round home is ready for you to move-in or use as your next lakefront investment property!
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: New Englander
- Year Built: 1954
- Heating: Electric,Mini Split
- Cooling: Mini Split
- Approx Sq. Feet: 1,504
- Acreage: 0.7
- Est. Taxes: $11,170
- Lot Desc: Country Setting,Lake Access,Lake Frontage,Lake View,View,Walking Trails,Water View,Waterfront,Rural
- Water Front: Yes
- Elem. School: Charlotte Central School
- High School: Champlain Valley UHSD #15
- MLS#: 5005079
- Website: https://www.raveis.com
/eprop/5005079/210fieldsfarmroad_charlotte_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/21/2024Listing courtesy of Nancy Jenkins Real Estate Phone: 802-846-4888
Listing Agent: The Nancy Jenkins Team
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
210 Fields Farm Road, Charlotte, VT, 05445
$1,150,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
| Monthly Tax Payment | $931 | $931 | $931 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,152 | $5,590 | $7,578 |
| Total Monthly Payment | $6,208 | $6,646 | $8,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484