Welcome to your new home in the heart of Rosedale, Queens! This charming detached single-family home sits on a spacious 30x100 lot, providing ample space and privacy. As you enter the first floor, you'll find a welcoming living room, a versatile den/office, a formal dining room perfect for hosting gatherings, and a bright eat-in kitchen. A convenient half bathroom completes this level. The second floor features three comfortable bedrooms and a full bathroom, providing plenty of space for rest and relaxation. The third floor boasts a finished space that can be used for recreation or additional living space, has endless possibilities to suit your needs. The finished basement includes a recreation room, a boiler area, and a laundry area, adding even more functional space to this lovely home. Outside, you'll appreciate the private driveway and garage, ensuring parking is never an issue. The location is a commuter's dream, situated near the LIRR station for easy access to the city. Additionally, you'll enjoy the convenience of being close to Green Acres Mall, which has a variety of retail shops including Home Depot, Walmart, Best Buy, Macy's, and more. Don't miss the opportunity to make this beautiful home your own. Schedule a viewing today and experience all that this Rosedale gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$638,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $510,400 | $510,400 | $510,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $529 | $529 | $529 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,101 | $3,101 | $4,034 |
Total Monthly Payment | $3,721 | $3,721 | $4,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.