One or more photo(s) has been virtually staged. Under Construction. Large Foyer allows privacy from kitchen yet has a beautiful view through great room through the four panel sliding glass doors to the 29-foot lanai for your outdoor living and BBQ's! Come see the additional 11' X 8' space for exercise equipment, office space or extra reading area! Store all your small kitchen appliances and Sam's Cub bulk purchases in the conveniently located 7 X 6 -foot pantry. Spacious inside laundry room has utility tub, a storage closet and room for a 5-foot cabinet or ironing board. Feel the distinction of fine custom designed homes, with the closeness of a relaxed hometown atmosphere. Underground electric, beautifully landscaped subdivision, curbed roads, city water and sewer! Close to downtown conveniences and within commuting distance to the Gainesville area. This is an open floor plan perfect for almost anyone! Attached photos are from a different Independence model. House completed!
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Our Executive Mortgage Banker:
Our Insurance Division:
$384,600
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,680 | $307,680 | $307,680 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $42 | $42 | $42 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,945 | $1,943 | $2,512 |
Total Monthly Payment | $2,062 | $2,060 | $2,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.