115 Gardnertown Road, Newburgh, NY, 12550 | $429,000

As you approach this quaint farmhouse, the first thing that catches your eye is its freshly painted exterior, a sleek modern black that stands out against the surrounding greenery. Opening the door, you're welcomed by the warmth of hardwood floors that lead you through the thoughtfully renovated space. Each room tells a story of both history and modernity, blending seamlessly. The kitchen, adorned with new fixtures and appliances, beckons the aspiring chef to create culinary masterpieces. Wandering through the three bedrooms, envisioning restful nights and cozy mornings, you're struck by the craftsmanship of the recent renovations. The two bathrooms, boasting modern amenities, offer comfort and convenience. Peering out of the windows, the panoramic view of 1. 5 acres of land invites daydreams of gardening or outdoor gatherings. Stepping onto the all newly redone deck at the back, you're greeted by a sense of tranquility, the perfect spot to enjoy a morning coffee or evening sunset. New Septic Tank was installed in April 2024. Beyond the property lies the charm of the Hudson Valley, a region rich in culture, art, and natural beauty. This farmhouse isn't just a home; it's a canvas of new beginnings against a backdrop of historical charm and modern comfort. It's a place where the past meets the present, inviting you to create lasting memories in the heart of the Hudson Valley.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Two Story, Farmhouse
  • Year Built: 1900
  • Heating: Electric, Baseboard
  • Cooling: None
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 1,300
  • Est. Taxes: $3,399
  • Elem. School: Magnet Sch of Math Science & Design
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • Appliances: Oven, Refrigerator
  • MLS#: H6317844
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/H6317844/115gardnertownroad_newburgh_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-2760630

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

115 Gardnertown Road, Newburgh, NY, 12550

$429,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,200 $343,200 $343,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $283 $283 $283
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,085 $2,085 $2,712
Total Monthly Payment $2,443 $2,443 $3,070

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.