New listing; one owner, Saltbox style country home in a lovely rural setting. Work from home? Large multi purpose private office with side or interior entrance over 2 car garage, connected to house by spacious breezeway with sliders to deck. Bright & sunny kitchen, granite countertops w/ breakfast bar, open to living/family room area. A formal dining room and additional living room with Rumford fireplace has native pine flooring. Laundry room with 1/2 bath located on 1st floor. Primary bedroom with private updated bath along with 2 bedrooms and shared full bath upstairs. Walk up attic for plenty of additional storage. The spacious lower level family room is finished with wainscoting, woodstove heat and 3/4 bath, small workshop and utility areas with walkout to back yard. Landscaped with flower gardens, lovely patio and firepit area, and a New England stone wall boundary line enhances the useable yard areas. Well constructed in 2017, (36. 5' x 24. 5') 2 story multi-purpose barn with 60 amp service has free span first floor. Oversized walkup to second floor, propane direct vent heater, completely open for a variety of uses. Roof mounted Solar array with 2 meters, one for supply, one for distribution, keeps the electric bill average at $ 14. / month. Candia offers a lifestyle in the country yet easy commuting to Rt. 101 and I 93. Showings to start Tuesday 7/16 after 1 pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $718 | $718 | $718 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,646 | $3,646 | $4,742 |
Total Monthly Payment | $4,456 | $4,456 | $5,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.