AO 9/11/24 - Welcome home to this well-loved and well-maintained, spacious pre-war (large rooms, high ceilings, plaster walls & hardwood floors throughout), Colonial-Style home located in the highly desirable area of North New Rochelle. This area is extremely walkable, around the corner from Twin Lakes, Hudson Park (private beach), tennis & the Leather Stocking Trail. New roof, newly finished floors, updated windows, freshly painted interior and exterior. Walk into a spacious foyer on first floor with half bath at entry, Living Room with majestic Stone Fireplace, Den, Kitchen, Dining Room. Move up the wide staircase leading to second floor that has 4 bedrooms (4th bedroom has been converted to an office) and hall bath. Move up to the finished third floor that includes a third bathroom and three bonus rooms with plenty of room for storage. There's a walk out, full floor, stand-up basement with laundry room and more storage space. Step out to the private fieldstone patio with mature garden backyard. Owner used to raise award-winning roses in the garden plus many perennials. Additional Information: ParkingFeatures: 2 Car Detached, ConstructionDescription: Clapboard, Wood Siding,
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $652,000 | $652,000 | $652,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,349 | $1,349 | $1,349 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,702 | $4,068 | $5,458 |
Total Monthly Payment | $5,143 | $5,509 | $6,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.