First time on the market in the sought-after Frenchman's Creek neighborhood of New City. This stately and spacious center hall colonial shows pride of ownership and offers the love and warmth; perfect for your next chapter. Step through the double doors into a welcoming large foyer. To your left, a formal living room and an elegant dining room showcase beautiful hardwood flooring. The foyer leads into a spacious, open kitchen featuring ample cabinets, great counter space, a pantry, and a large eating area. Adjacent to the kitchen, the inviting family room offers a relaxing ambiance, perfect for cozy evenings by the wood-burning fireplace. With southern exposure letting in tons of light, the sliding doors from both the kitchen and family room grant access to a large deck, overlooking a serene, tree-lined property with a babbling brook at the end. This main level also includes a convenient powder room and a private flex room, ideal for an office, guest bedroom, exercise room, or playroom. The two-car garage, conveniently located off the kitchen, adds further ease to daily living. The hardwood flooring continues upstairs, leading to the bedroom level. The spacious primary suite features a walk-in closet and a private ensuite with a walk-in shower. Three additional generously sized bedrooms, all with ample closet space, share a large hall bathroom equipped with dual sinks. The finished lower level offers an additional 1, 100 square feet of versatile space, perfect for creating a recreational area that can be enjoyed by all ages. This level also includes a laundry area, a large unfinished storage room, and a walk-in closet with rough plumbing, providing the option to add an extra bathroom if desired. This home is built with exceptional quality and offers numerous features, including solid wooden interior doors, Anderson windows, new sliders, oak flooring, a new roof, two central air systems, a five-zone heating boiler, exterior lighting, and much more. Situated within the highly regarded Clarkstown School District, serving Laurel Plains Elementary and Clarkstown South High School.
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,612 | $1,612 | $1,612 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,080 | $4,496 | $6,260 |
Total Monthly Payment | $5,784 | $6,200 | $7,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.