MAX INCOME REQUIREMENTS 120 PERCENT OF AMI - please view images for info.
Discover the perfect blend of historic charm and contemporary living in Apartment #3B at 515 West 135 Street. This inviting two-bedroom with office/extra bedroom gem is a haven of comfort, featuring high ceilings, recent renovations, and an intelligent layout that maximizes space. Nestled within a well-maintained co-op walk-up building, this home offers a unique opportunity for those seeking a harmonious blend of convenience, style, and affordability.
Designed to meet the needs of modern urban living, the apartment seamlessly marries classic architectural elements with modern upgrades. Step inside to a warm and welcoming living space, illuminated by ample natural light that dances off the gleaming floors. The high ceilings lend an air of spaciousness, creating an inviting atmosphere for relaxation and entertainment. The recent renovations are evident in the tasteful finishes throughout, from the freshly painted walls to the carefully selected fixtures. The separate kitchen is a true culinary haven, boasting sleek countertops , dishwasher, window in the kitchen, contemporary cabinetry. The apartment features three comfortable bedrooms, providing a peaceful retreat at the end of a long day. The well-proportioned layout ensures privacy and comfort.
One of the standout features of this property is its prime location. Situated right by subway lines, commuting to various parts of the city is a breeze, allowing you to enjoy the best of what New York has to offer. For outdoor enthusiasts, the proximity to St. Nicholas Park and Jacob H. Schiff Playground offers a refreshing escape, whether you're looking for a leisurely stroll or a place to unwind. It's important to note that this co-op building is subject to HDFC income restrictions, making it an ideal choice for those looking for affordability without compromising on quality.
This unique opportunity to own a piece of Manhattan real estate in a vibrant and dynamic neighborhood is not to be missed. In summary, Apartment #4C at 515 West 135 Street presents a rare blend of classic elegance and modern comfort in a well-maintained co-op walk-up building. With its recent renovations, high ceilings, and thoughtful layout, thistwo-bedroom with office/extra bedroom gem offers an urban oasis that is both inviting and practical.
Is there a space for rent in the building for storage/bike? If so how much is the rent?
Yes, there are storage and bike racks. It is 20 dollars for storage monthly and 10 dollars for the bike racks if there are any available. Currently the building has 2 maybe 3 storage cages but the Board isn't too sure of the bike racks.
Is Heat and hot water included in the maintenance?
Also yes, heat and hot water are the only other utilities included in the maintenance at this time.
Please view AMI restriction at the picture on income limits to qualify -
Don't miss your chance to own a slice of New York City living that combines affordability with style. Contact us today to schedule a viewing and experience the allure of this remarkable property firsthand.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $1,938 | $1,936 | $2,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.