**NEW SOD IN THE FRONT YARD**This villa is scheduled to receive new exterior paint in the next few months. You can pick out the colors for your new villa. On Top Of The World has recently been named top 10 retirement communities in the country. You can secure this picture perfect villa in a gated 55+ community. This community provides 24 hour gated security giving you all the peace of mind. The outside is beautifully manicured with a grand oak tree to provide the right amount of shade. You are welcomed with a front porch where you can sit and enjoy the quiet neighborhood and converse with neighbors. The backyard has a picket vinyl fence for the family pet. The interior of the home has recently been painted with a very neutral and pleasing color. The living room is spacious and has a built in electric fireplace adorned with a bookcase on each side. Displaying your family photos and decor with ease. There is a separate dining area with new carpet and the kitchen has a breakfast nook. The kitchen does not disappoint when it comes to cabinet storage. Can be a trues chefs kitchen with the right vision. All of the popcorn ceilings have been removed and professionally painted. There is a screened back porch that provides extra living space. The bedrooms are very comfortable in size. There is a hallway bathroom for guests. The owner suite is very large and has a private ensuite. The owner suite was recently just updated and casts a modern luxury feel. The roof was recently replaced in 2023 and the HVAC was replaced in 2021. All serious considered.
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $957 | $1,234 |
Total Monthly Payment | $1,087 | $1,086 | $1,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.