Welcome to your dream home, where every day feels like a vacation! This sun-drenched gem is perfect for those who love a bright and airy space. The kitchen, with its sleek Cambria countertops and shiny stainless steel appliances, opens up through French doors to a cozy living room with a charming bay window-ideal for soaking up the morning sun. The entire house is freshly painted and features elegant crown molding throughout. Most windows are well-known and trusted Andersen, adding a touch of quality to the home. Laundry day is a breeze with the conveniently located laundry room next to the bedrooms. Recent updates ensure this home is truly move-in ready. The oil tank is brand new and above ground, the oil burner is only two years old, and the carpets were replaced in May. The bathroom features brand new floors and a new vanity, while the kitchen floor is just two years old and the living room floor is six years old. The refrigerator and dishwasher are new, and the house was re-roofed seven years ago. Step out from the kitchen onto your oversized, private back deck through the new Pella sliding door with built-in blinds-perfect for BBQs, lounging, or setting up an outdoor kitchen. The front and back yards are beautifully landscaped, featuring a blueberry bush and a raised fruit and vegetable garden. Got a furry friend? There's a dog run ready and waiting! Need more storage? No problem-just pull down the attic steps. This house is designed for easy living and endless enjoyment. Just two blocks from Montauk Highway, you're minutes away from everything you need-shopping, public transportation, and some of the best parks and beaches around. Osprey Park, Southaven Park, and Smith Point Beach on Fire Island are all nearby. Whether you're into fishing, crabbing, clamming, or camping, these spots have got you covered. Smith Point Beach even has live music and delicious eats at Tiki Joe's during the summer-talk about the perfect hangout! For thrill-seekers, the Long Island Skydiving Center is close by, and you might catch a glimpse of skydivers floating down. History buffs will appreciate the nearby museums, The Manor of St. George and William Floyd Estate, offering rich local history and beautiful grounds to explore. Nature lovers will enjoy the Wertheim National Wildlife Refuge with its several hiking trails. This area is known as the last affordable coastal paradise on Long Island, offering a laid-back yet active lifestyle. Imagine living in a place where every day feels like a holiday. Sip your morning coffee on the enclosed front porch, then enjoy the rest of your day in this beautiful home and vibrant community. Don't miss out on this slice of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $640 | $640 | $640 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,090 | $2,060 | $2,698 |
Total Monthly Payment | $2,805 | $2,775 | $3,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.