Welcome to your dream home! This charming and cozy 3-bedroom residence is perfectly situated on a stunning 1/2-acre lot, offering both privacy and ample space for outdoor activities. The compact yet efficient layout makes it ideal for families, couples, or individuals looking for a serene retreat. Featuring 3 Bedrooms: , thoughtfully designed to maximize space and comfort. 1 Full Bath with modern fixtures and a clean, inviting atmosphere, a detached 2-Car Garage with plenty of room for vehicles, tools, and storage, a stone patio with built in benches and firepit. The home is wired for generator, offering peace of mind during a power outage. Additional amenities include a shed, providing a versatile space perfect for storage or a hobby workshop, chicken Coop: Embrace a sustainable lifestyle with your own backyard chickens. The chickens can convey with the property or be removed based on your preference. This expansive and picturesque lot is a gardener’s paradise. Enjoy the beauty of mature trees, open lawn areas, and your own outdoor oasis. Whether you're looking to garden, entertain, or simply relax, this space offers endless possibilities. Don't miss out on this incredible opportunity! Showings begin 7/20/24
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,337 | $1,318 | $1,739 |
Total Monthly Payment | $1,699 | $1,680 | $2,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.