Back on market due to previous buyers financing. FHA appraisal at 469k means you'll step into instant equity. Both units are getting brand new roofs 11/21! Wonderful move in ready home with fully detached ADU! This rare opportunity includes a 4bd/2ba main home + a separate 1bd/1ba in law/apartment/guest suite/income producing or Airbnb detached unit. Separate driveways can be accommodated, separate laundry & fenced for 2 yards. Primary bedroom with walk-in closet & en suite bathroom, 2 additional bedrooms + converted bonus room with a closet than can be used as additional bedroom. Tile floors, freshly painted interior & open concept vaulted living/dining in the main house. French doors open to your back patio with outdoor shower. ADU features newer laminate flooring, walk-in closet + extra storage closet, living/kitchen open concept with all appliances included. The large lot is big enough to accommodate a pool & the backyard was recently refreshed with a tool shed & sod. You just can't beat this location being minutes to Anna Maria Island, GT Bray Park with community swimming pool, splash pad, tennis & pickleball courts, skate park & fitness center and all the shopping & dining you can imagine! Quiet neighborhood with no HOA or CDD fees. What more can you ask for? Welcome Home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,087 |
Total Monthly Payment | $2,805 | $2,803 | $3,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.