425 Cornwall Meadows Lane, Patterson, NY, 12563 | $405,000

Discover the perfect blend of space, comfort & privacy in this welcoming 2-level, 2-bedroom townhouse with 2 full baths, 2 half baths and a finished walk out lower level. Located in the very desirable Cornwall Meadows community, this home offers a versatile layout for modern living. The main level features a bright & inviting eat-in kitchen with ample counter space, a dining area, a convenient office nook for working from home and a spacious living room where you can entertain or cozy up by the gas fireplace. Step through the sliding doors to a deck that backs up to the woods, providing a serene & somewhat private setting. Upstairs, you'll find 2 generously-sized bedrooms with plenty of closet space & 2 full baths. The lower level includes another office area, a laundry room, large finished storage room & an expansive family room with sliding doors leading to a patio. Additional feature includes a thermostat on each level, 2 assigned parking spots right in front of the home. Enjoy community amenities: swimming pool, playground, basketball court, pond & clubhouse with exercise equipment. This home offers the perfect combination of functionality and tranquility, with ample space for living, working, and entertaining. Don't miss the opportunity to make this wonderful townhouse your new home!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full / 2 half
  • Style: Townhouse
  • Year Built: 1997
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 2,000
  • Acreage: 0.04
  • Est. Taxes: $9,977
  • HOA Fee: $502 Monthly
  • Water Front: Yes
  • Elem. School: Matthew Paterson Elementary School
  • Middle School: George Fischer Middle School
  • High School: Carmel High School
  • School District: Carmel
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
  • MLS#: H6317702
  • Days on Market: 9 days
  • Buyer Broker Compensation: 2.00%
  • Website: https://www.raveis.com
    /raveis/H6317702/425cornwallmeadowslane_patterson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Lisa BerlinerLicensed Associate Real Estate Broker

914.589.6725

Lisa.Berliner@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

425 Cornwall Meadows Lane, Patterson, NY, 12563

$405,000

Lisa Berliner

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 914.589.6725

Lisa.Berliner@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $324,000 $324,000 $324,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $831 $831 $831
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,969 $1,940 $2,560
Total Monthly Payment $2,875 $2,846 $3,466

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.