2423 E New York AVENUE, Deland, FL, 32724 | $549,000

SERIOUS WATERFRONT BUYERS - LAKE WINNEMISSETT - DELAND'S PREMIER SKI LAKE - A+ SKI LAKE & PRICED TO SELL! Boat, fish, SWIM & ski on this gorgeous CLEAR lake. On . 23 Acre this coveted LAKE is your backyard - why mow when you can boat! And high & dry-NO FLOODING here! THIS IS A SUPER BUY! Custom built by the owners and designed to maximize lake views this is a lake lovers home. Enter the front door to a true great room with a wall of glass overlooking the lake with 8' high sliders opening to the 680 SF lanai-perfect outdoor living. The stunning 20' soaring ceiling adds to the airiness & spacious feeling. The first floor has the master bedroom, great room, dining, kitchen & a laundry room large enough for your extra refrigerator. Upstairs are two large bedrooms and an office/loft with built in bookcases. The office & open hall overlook the great room- really beautiful. Both guest rooms are large and one has a 15x15 deck overlooking the lake. The 20' master bedroom opens to the lanai, has lake views, 12' closet and bath with jetted tub & separate double head shower. Easy lake living with tile floors throughout the first floor and oak flooring upstairs. The kitchen has maple wood cabinetry, dining bar and a true walk in pantry. Off the lanai is a 26' air conditioned workshop or storage-ideal to store your kayaks, tools & water toys. Quality built with a metal roof, Hardy board siding (cement product), two energy efficient AC units, solar water heater, generator, two wells, water softener, radiant floor heating, Lutron lighting system. The downstairs AC is an extremely efficient geothermal unit which runs on well water. This waterfront lot is 1. 5 acres per the plat with 1/4 acre of land high land. THIS IS TRUE FLORIDA LAKEFRONT LIVING. Well & septic along with the solar water heater & efficient AC units keep utility bills low, averaging only $225 in the summer months. Just a short drive to historic & charming downtown Deland with restaurants, nightlife and 182 events a year. Excellent biking trails & parks abound. You'll want to join in the fun with the volunteer Lake Winnemissett Civic Association and the annual 2 mile swim.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 83 x 124 x 82 x 117
  • Laundry: Inside, Laundry Room
  • Style: Custom
  • Year Built: 1996
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air, Other
  • Approx Sq. Feet: 2,961
  • Acreage: 1.76
  • Lot Size: 83 x 124 x 82 x 117
  • Est. Taxes: $7,643
  • Lot Desc: Flood Insurance Required, Level
  • View: Water
  • Elem. School: Blue Lake Elem
  • Middle School: Deland Middle
  • High School: Deland High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Range Hood
  • MLS#: V4937346
  • Days on Market: 130 days
  • Website: https://www.raveis.com
    /prop/V4937346/2423enewyorkavenue_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 9:39:15 PM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2423 E New York AVENUE, Deland, FL, 32724

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $637 $637 $637
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,922 $2,919 $3,766
Total Monthly Payment $3,651 $3,648 $4,495

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.