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2423 E New York AVENUE, Deland, FL, 32724 | $549,000
SERIOUS WATERFRONT BUYERS - LAKE WINNEMISSETT - DELAND'S PREMIER SKI LAKE - A+ SKI LAKE & PRICED TO SELL! Boat, fish, SWIM & ski on this gorgeous CLEAR lake. On . 23 Acre this coveted LAKE is your backyard - why mow when you can boat! And high & dry-NO FLOODING here! THIS IS A SUPER BUY! Custom built by the owners and designed to maximize lake views this is a lake lovers home. Enter the front door to a true great room with a wall of glass overlooking the lake with 8' high sliders opening to the 680 SF lanai-perfect outdoor living. The stunning 20' soaring ceiling adds to the airiness & spacious feeling. The first floor has the master bedroom, great room, dining, kitchen & a laundry room large enough for your extra refrigerator. Upstairs are two large bedrooms and an office/loft with built in bookcases. The office & open hall overlook the great room- really beautiful. Both guest rooms are large and one has a 15x15 deck overlooking the lake. The 20' master bedroom opens to the lanai, has lake views, 12' closet and bath with jetted tub & separate double head shower. Easy lake living with tile floors throughout the first floor and oak flooring upstairs. The kitchen has maple wood cabinetry, dining bar and a true walk in pantry. Off the lanai is a 26' air conditioned workshop or storage-ideal to store your kayaks, tools & water toys. Quality built with a metal roof, Hardy board siding (cement product), two energy efficient AC units, solar water heater, generator, two wells, water softener, radiant floor heating, Lutron lighting system. The downstairs AC is an extremely efficient geothermal unit which runs on well water. This waterfront lot is 1. 5 acres per the plat with 1/4 acre of land high land. THIS IS TRUE FLORIDA LAKEFRONT LIVING. Well & septic along with the solar water heater & efficient AC units keep utility bills low, averaging only $225 in the summer months. Just a short drive to historic & charming downtown Deland with restaurants, nightlife and 182 events a year. Excellent biking trails & parks abound. You'll want to join in the fun with the volunteer Lake Winnemissett Civic Association and the annual 2 mile swim.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 83 x 124 x 82 x 117
- Laundry: Inside, Laundry Room
- Style: Custom
- Year Built: 1996
- Garage: 2-car Garage Door Opener
- Heating: Central
- Cooling: Central Air, Other
- Approx Sq. Feet: 2,961
- Acreage: 1.76
- Lot Size: 83 x 124 x 82 x 117
- Est. Taxes: $7,643
- Lot Desc: Flood Insurance Required, Level
- View: Water
- Elem. School: Blue Lake Elem
- Middle School: Deland Middle
- High School: Deland High
- Pet Policy: Yes
- Appliances: Dishwasher, Range, Range Hood
- MLS#: V4937346
- Days on Market: 117 days
- Website: https://www.raveis.com
/prop/V4937346/2423enewyorkavenue_deland_fl?source=qrflyer
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO Phone: 407-622-2122
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2423 E New York AVENUE, Deland, FL, 32724
$549,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $637 | $637 | $637 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,922 | $2,885 | $3,704 |
| Total Monthly Payment | $3,651 | $3,614 | $4,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388