Discover your Lakefront oasis at "Gem in the Hills, " nestled in downtown Clermont. This captivating split-level home offers a harmonious blend of comfort and natural beauty. Boasting 4 bedrooms and 2 1/2 baths, with 2 car garage and an air-conditioned office, it spans over 2 acres with a fenced yard ideal for pets. Wait until you see the beautiful sandy beach!
Step inside to find a fully furnished interior adorned with tasteful décor, offering both style and functionality. The property features 750 feet of lakefront shoreline, highlighting the second largest sandy beach in Clermont on picturesque Crystal Lake. Enjoy recreational activities such as swimming and kayaking amidst abundant wildlife, and within blocks of the cross Florida bike path.
Surrounded by a lush landscape of Live Oaks, Palms, Camphor trees, and Pine trees, this retreat is a true sanctuary. The home itself is constructed of durable concrete block, accented with real stone on the lower half and concrete hardboard on the upper half painted in a rich brown hue.
Recent upgrades include new double-pane windows for enhanced insulation, ensuring comfort and energy efficiency year-round. Relax and entertain on the expansive 20’x16’ deck equipped with an electric Sunsetter awning, offering breathtaking views overlooking Crystal Lake. A brick walkway winds around the home, connecting two charming brick patios perfect for outdoor gatherings and enjoying the serene surroundings.
Experience the serenity and elegance of "Gem in the Hills, " where every detail embodies tranquility and sophistication in the heart of Clermont.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $944,000 | $944,000 | $944,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.876% | 6.850% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,123 | $6,123 | $8,288 |
Total Monthly Payment | $6,513 | $6,513 | $8,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.