Close to Lake Panasoffkee is where this home sits on an oversized lot. This home would make a great retirement home, weekend get away, or a great starter home for the growing family. This home has two bedrooms, two baths, a large sized porch addition that has central air, that could be used for a nice sized bonus room, craft room, or additional space for gatherings. Recently installed was a brand new central air conditioner and an above ground swimming pool for cooling off on those hot days. There is also a concrete slab with steps that could be used for an outdoor kitchen near the swimming pool. The home has a really nice covered wood porch attached that leads out to the yard that is fenced in with coated chain-link and plenty of space for parking boats or a RV. The yard has planted Banana trees, Crape Myrtles, and various flowering plants with flower gardens throughout the yard and walk ways. This home also has a covered carport, workshop, and plenty of storage. This home is centrally located only minutes to I-75 and the turnpike for traveling. The Villages is only minutes away and offers dining, shopping, golf, and entertainment. Also minutes away is the west coast that offers, kayaking, dining, and springs to cool off in.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $76 | $76 | $76 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $819 | $798 | $1,021 |
Total Monthly Payment | $970 | $949 | $1,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.