Sea Tern Cottage - A charming circa 1896 custom beach home completely renovated in 2002 and sited on an oversized 8, 712 sf lot in the much coveted south-end Atlantic Avenue neighborhood with ocean views, plentiful parking and quick access to a gorgeous sandy beach! This lovingly cared for thirteen room, eight bedroom home was one of original five homes built on Seabrook Beach back in 1896. The home was expanded and renovated in 2002 to offer an additional primary suite with luxury bath, a spacious two car garage with direct entry into the home and numerous updates throughout including an epicurean-inspired custom kitchen. A second, top floor primary suite along with three other bedrooms create a five bedroom, three bathroom main home with an independent guest apartment featuring three additional bedrooms, two additional baths, a separate living/dining area and a second custom kitchen - ideal for visiting children, in-laws or parents. The guest apartment is a legal second unit with a separate entrance and it can be rented to the public if additional guest space is not needed. The open concept design in the main home offers vaulted ceilings, skylights, wood floors, original period detailing, built-ins and an enclosed Atlantic Ave-side wrap around porch - an ideal location to spend a summer evening with family and friends. You won't find a better located custom home in all of Seabrook Beach. An ideal opportunity to start making your own family memories!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,880,000 | $1,880,000 | $1,880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,457 | $1,457 | $1,457 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,822 | $11,883 | $15,865 |
Total Monthly Payment | $12,404 | $13,465 | $17,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.