This beautiful home made through Hurricane Helene and Milton high and dry, no damage. It is a fully remodeled lake home in an established community. It features new high end waterproof wood flooring and tile throughout. The new modern kitchen has new cabinets and amazing granite countertops with stainless steel appliances. Two new full size bathrooms, one has a bathtub and the other one has a new shower. The oversized covered back porch has plenty of room for barbecue dining table and chairs for your family and guests. The huge back yard has a self standing building that can be used for storage workshop and surrounded with beautiful mature trees that provide lots of shade and a spectacular view at the lake when it is properly maintained. The home has one of the best water softening system available in the country and it's fully paid for. All furniture are new and negotiable. The top notch new Solar System will be paid off at closing. No CDD fees. No HOA fees, No CDD, just the best of everything. New Roof in September, 2021. New A/C in 2019/2020. Possible 3 or 4 Bedroom with 2 full Baths. Move-in ready.
Buyer must qualify to take over payments for the Sollar Panels/system.
The interest rate is 3. 24 pe rcent and the monthly payment is $157. 34.
The property being purchased has solar panels and/or other improvements installed that are subject to an ongoing payment. By signing below Buyers acknowledge that they have received a copy of the 19 page financing document along with the contact information of the installation company and the finance company associated with this payment. Buyer shall have 10 days from receipt of this information to confirm that the terms of the payment assumption are satisfactory to buyer and their lender. If buyer, at their sole discretion, determines that the terms set forth for the assumption of the payment are not satisfactory to buyer, then buyer may cancel this contract and receive a full refund of earnest money, thereby releasing buyer and seller of any further obligations under this contract.
The Contract is contingent upon the Buyers executing all documentation required by the financing company to assume the obligations of the payment. Further, the contract is contingent upon the Seller's receipt of all documentation signed by the finance company approving the buyer's assumption of the Seller's payment obligations and the termination of all Seller's obligations under the terms of the financing arrangement. If all required documentation is not delivered to seller by Buyer within ________ days of the Effective Date (10 days prior to closing if left blank, ) then seller may elect to cancel this contract.
Neither agent, in any manner, is providing legal advice regarding the rights and obligations created by the financing document. The Buyers are encouraged to seek legal counsel before agreeing to assume any rights or obligations created by the financing document.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,555 | $279,555 | $279,555 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,931 | $1,858 | $2,358 |
Total Monthly Payment | $2,327 | $2,254 | $2,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.