Motivated Seller! Welcome to your slice of paradise in the sought-after Terra Ceia Bay community! This delightful two-bedroom, two-bathroom condo on the seventh floor offers the perfect blend of comfort and easy living. Step into a world of light and space with an open floor plan that invites relaxation. The breakfast bar provides a perfect perch to sip your morning coffee while overlooking the combined living and dining area. Slide open the doors to your private screened lanai, where you can unwind and enjoy the refreshing Florida breeze. Enjoy picturesque views of the pond and lush golf course, bring the outdoors in. Below, the sparkling community pool beckons for a refreshing dip on warm afternoons. This well-maintained condo is ideal for year-round living or as a cozy winter retreat. The monthly maintenance fee covers all the essentials, including water, sewer, garbage, recycling, basic cable, internet, and quarterly pest control leaving you free to focus on enjoying life. Fitness enthusiasts will appreciate the on-site fitness center and heated pool, perfect for maintaining your workout routine. For those seeking more, the Terra Ceia Bay community offers a smorgasbord of amenities. Tee off on the 18-hole golf course, play a set on the tennis courts, or socialize at the active clubhouse. Fancy a sunset stroll? The 500-foot fishing pier stretching into Terra Ceia Bay provides stunning views of the Skyway Bridge. Golf, tennis and fitness center at club house requires a membership. Several types of memberships available. Conveniently located near downtown, beaches, shopping, and major highways, this condo puts the best of Florida living at your fingertips. Don't let this opportunity slip away – your sunny paradise awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,046 | $1,343 |
Total Monthly Payment | $1,267 | $1,254 | $1,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.