Discover this immaculately maintained waterfront gem, nestled on a private canal in Port Richey's Regency Park Community! Welcome home to this 3-bedroom, 1-bathroom, 1, 198 sqft waterfront home in a quiet, well-established neighborhood that will make you fall in love from the moment you arrive! This home overlooks a serene canal and has all the major expenses taken care of, including Hurricane Impact resistant windows*, a newer roof 2019* and Newer HVAC system 2017*. The covered tile front porch opens into a bright and open floor plan filled with natural light throughout, that leads out to a spacious Florida room overlooking the tropical landscaping! Enjoy the bliss of having no front neighbors, no rear neighbors, and no HOA fees or restrictions. This great waterfront location is perfect for year-long backyard BBQs, fishing, and kayaking right from your very own backyard. The canal leads to Lake Christie and Lake Lisa, making it perfect for a kayaking excursion. The fencing extends to the end of the property line (canal), giving you peace of mind with any little ones or furry friends. Grab a fishing pole and cast a line as the freshwater canal is full of fish and turtles flowing past the entirety of the backyard. This gem is centrally located with plenty of schools, hospitals, shopping, dining, beaches, and entertainment within minutes on US-19 and is not far from Tampa and all the Bay Area has to offer. Schedule a showing today – this won't last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,612 |
Total Monthly Payment | $1,509 | $1,508 | $1,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.