Rarely available, only property available at time of listing in Laurel Oaks at Pelican Bay. This updated ground floor, no stairs unit was clean and meticulously maintained with attention to every detail in design and maintenance. Sitting in a tropical olde Florida style, low density community near the end of a cul-de-sac and unobstructed private views, far from traffic but close to amenities. Enter to a private screened in front patio providing a single residence feel. Upon entering, light abounds from front to back. Front flex den with built ins for storage and work space can serve as a sitting area of home office, hard to find in similar units. Updated kitchen boasts light cabinetry from counter to ceiling with glazed uppers, granite countertops, newer stainless appliances and stone backsplash. Combining traditional design with more transitional coastal casual design elements are achieved with large neutral tile on diagonal throughout. Dining area boasts large entertaining area with built ins. Large living area looks out to a screened in private lanai with a screen door providing convenient direct access to a lush green space hassle free for furry friends. Master bed and bath boast a walk in shower and dual vanities. New laundry in residence, with utility storage and more. Guest quarters and guest bath are on separate end of unit for peace and quiet and privacy from the rest of the unit. New lighting, paint and other updates enhance the space. Impact windows and doors provide peace of mind, sound dampening and cost savings. Unit was completely repiped with all new plumbing this past year as proactive measure. Laurel Oaks at Pelican Bay is a collection of only 160 residences with paver lined roadways, lush landscaped grounds and a community center that features a resort style pool, spa and clubhouse. As a part of Pelican Bay, enjoy one of the best values of beach-resort living. Every resident is a private member enjoying world-class private beach club access with full-service restaurant, café, bars and social events. Transportation provided year round to every amenity. Fine dining, casual café, beachside bars and social rooms. Chair and umbrella service, beach attendants, walking and biking paths and boardwalks, even use of kayaks, small sailing boats are available for unlimited use. Fully staffed wellness center, fitness, latest and greatest equipment, facilities, group classes and a packed calendar for both competitive and non-competitive social sports like tennis and more held year round. Best community to merge resort, coastal, beach, wellness all wrapped up into one of Naples most renowned communities for tremendous value.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $595 | $595 | $595 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,674 | $4,716 |
Total Monthly Payment | $4,407 | $4,361 | $5,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.