Welcome to this delightful home located in the sought-after Lordship area of Stratford. Nestled on a quiet end street, this gem offers a great retreat in a fantastic neighborhood. Step into the expansive den, complete with plush carpeting & direct access to a large deck & fenced-in yard. The recently remodeled eat-in kitchen boasts new flooring (2024) & an open-concept connection to the den. Down the hall, discover a formal dining room with elegant hardwood floors, ideal for hosting dinner parties. The large living room features big bay windows & a fireplace, ensuring natural light during the day & a cozy atmosphere at night. A recently remodeled full bathroom also resides on the main floor, adding convenience for guests. Upstairs, the primary bedroom features built-in drawers, bookshelves, & ample closet space. The recently remodeled upstairs full bathroom adds comfort for all, & is down the hall from three versatile guest bedrooms. The lower level features a large rec-room, perfect for a movie room, or gym. The basement boasts tall ceilings, a convenient laundry area, & plenty of storage space. Enjoy the spacious two-car garage, blueberry & blackberry bushes, a large deck, and a private fenced-in yard. Benefit from solar & natural gas heat, and be comforted by a young roof, mechanicals, & windows. Minutes from the water, this home offers the perfect blend of convenience in the desirable Lordship area. Don't miss the opportunity to make this fantastic home your own! Solar cost is based on electric usage: JUNE - Electric bill was $11. 36 and solar was $132. 90 (with central air on). MAY - Electric was $11. 36 and solar was $111. 00 (with central air on). Complete kitchen remodel in 2016, new kitchen flooring in 2024. Downstairs bathroom remodeled in 2020, upstairs bathroom remodeled in 2016. No original windows left in the home, many were replaced less than 10 years ago. The furnace/AC is believed to be about 8 years old, roof is young as well.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Bedroom 3 | Ceiling Fan,Wall/Wall Carpet | Upper |
Eat-In Kitchen | Remodeled,Eating Space,Composite Floor | Main |
Family Room | Bay/Bow Window,Fireplace,Wall/Wall Carpet | Main |
Formal Dining Room | Built-Ins,Hardwood Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Main |
Full Bath | Tile Floor | Upper |
Living Room | Book Shelves,Built-Ins,Wall/Wall Carpet | Main |
Primary Bedroom | Book Shelves,Built-Ins,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,920 | $379,920 | $379,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $790 | $790 | $790 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,308 | $2,275 | $3,002 |
Total Monthly Payment | $3,173 | $3,140 | $3,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.