Welcome to your dream home located in Cypress Creek, this stunning 3-bedroom, 2-bathroom sanctuary nestled on a serene preservation lot with a picturesque pond in the backyard. This affordably priced home comes with almost 30K in New Solar Panels and was installed in 2023, ensuring low electric bills and fully paid off for your convenience. It also comes equipped with a water softener and a comprehensive water filtration system for clean and softened water throughout. The primary bedroom is a luxurious retreat, featuring a large walk-in closet with ample storage and upgraded color changing faucets. Enjoy outdoor living on the spacious 24 by 14 lanai with upgraded tile, perfect for relaxing or entertaining. With all day-to-day conveniences nearby and quick access to St. Joseph Hospital, Little Harbor, I-75, US-301, and US-41, it's an easy drive to Tampa, St. Pete, Sarasota, sought-after beaches, and just minutes to Southshore Bay Lagoon, a great place for family gatherings. This home is easy to show and ready for a quick closing, making it the perfect blend of comfort, convenience, and modern living. Come claim your home today!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,496 |
Total Monthly Payment | $2,278 | $2,276 | $2,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.