Discover your slice of paradise in this stunning, fully remodeled coastal retreat at Westbay Cove, nestled along the serene shores of Anna Maria Sound and the Intracoastal Waterway. This open & airy 2 bedroom, 2 bath condo offers the epitome of modern coastal living. Step inside to find a captivating open kitchen, complete with white wood cabinetry, a generous center island, exquisite quartz countertops, and stainless-steel appliances. The kitchen seamlessly flows into the dining and living areas, creating an ideal space for both casual gatherings and elegant entertaining. A highlight of the home is the Florida room, a versatile space bathed in natural light from a wall of sliding doors that open to reveal picturesque courtyard and pool views. This flexible room adds depth to the living area, perfect for relaxation or as a home office. Two spacious bedroom suites await, each offering privacy and comfort. The primary suite boasts a remodeled bath, large walk-in closet, and French doors opening to the Florida room. The second bedroom features its own fully remodeled bath, ample closet space, and sliders leading to a screened front porch, ideal for enjoying morning coffee or evening meals al fresco. Luxury vinyl flooring graces all living areas, complementing the coastal ambiance. Recent updates include a new AC unit, ensuring comfort year-round. For added convenience, a laundry room is located off the front lanai, alongside a large closet for storing beach essentials. Westbay Cove presents an array of resort-like amenities, including two pools, tennis courts, pickleball, a kayak rack and launch, and a tranquil bayfront park perfect for social gatherings, watching the native sea birds or catching the occasional dolphin passing by! The community welcomes pets, making it a haven for furry friends, and features a favorable rental policy, offering potential as a sound investment opportunity. Conveniently situated just off the Manatee Ave bridge, Westbay Cove provides easy access to and from the island, with a free trolley stop at the entrance for effortless exploration. Enjoy a short stroll to Holmes Beach, and proximity to essential amenities such as Publix, Walgreens, exceptional dining options, boutique shops, and everything Anna Maria Island has to offer. Whether you seek a year-round residence or a vacation retreat, this Westbay Cove condo embodies coastal living at its finest. Immerse yourself in waterfront serenity and the vibrant island lifestyle!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $582 | $582 | $582 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,430 | $2,430 | $3,160 |
Total Monthly Payment | $3,087 | $3,087 | $3,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.