Welcome to your new home in Patriot Square, a vibrant 55+ community nestled in St. Pete. This well-maintained townhome offers a perfect blend of comfort and convenience in a gated, maintenance-free environment. Updates to the townhome include a 2022 AC, 2020 water heater, and 2023 roof! Upon entering, you are greeted by updated floors and an inviting open floor plan adorned with crown molding and ceiling fans throughout. The kitchen boasts granite countertops, stainless steel appliances, and a convenient washer and dryer. A convenient half-bathroom downstairs adds to the practicality of the layout. Sliding glass doors lead you to a serene screened-in lanai, ideal for enjoying the balmy Florida weather, rain or shine. Upstairs, discover two oversized bedrooms including a primary suite with a walk-in closet and a private attached bathroom featuring a tiled shower with glass enclosure. Patriot Square provides an exceptional array of amenities, including two pools (one heated), tennis courts, shuffleboard courts, and pickleball courts. Residents also enjoy access to a clubhouse for social gatherings. HOA fees cover cable TV, common area taxes, community pool maintenance, exterior upkeep, grounds maintenance, sewer, trash, and water. Conveniently located, Patriot Square is near many shopping and dining options, including the newly renovated Baypoint Plaza. The community is near the Skyway Trail, perfect for walking and biking enthusiasts. Maximo Park, the Skyway Bridge, and St. Pete Beach are all within easy reach. Downtown St. Petersburg is just a 10-minute drive away, while the airport is 30 minutes and Sarasota is 45 minutes by car. Don’t miss this opportunity to enjoy a relaxed Florida lifestyle in a sought-after 55+ community. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,143 | $1,475 |
Total Monthly Payment | $1,421 | $1,420 | $1,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.